Kreo

What it is

A Telegram bot, published as @KreoPolyBot, with a web app beside it, that trades on Polymarket for you. It works in three modes: copying other wallets as they trade, running rule-based strategies unattended, and ordinary manual orders. The job is automation: you are buying something that places orders while you are not watching.

Copy trading is most of the manual. A copy task follows one address and sizes each copy in one of five ways: a fixed dollar amount, the leader's exact amount, a percentage of it, or a share of your portfolio or free balance matched to the leader's (with a 0.01 to 10 times multiplier). Caps apply per trade, per day, per market and in total. Filters cover category, price range, expiry, liquidity and volume. The methods menu goes further than most bots in this category: copy sells, buy on the leader's sells, counter-trade the opposite side, copy only Yes or only No, copy the leader's merges and splits, or place limit orders at the leader's own fill price with an offset and an expiry. The default slippage tolerance is 5%. A "Priority Mode" claims to fire your order the instant the leader submits theirs rather than after the block confirms; nobody outside the vendor has measured that.

Auto Trade is two engines. On Polymarket's short crypto Up/Down markets it triggers on the share price or on the underlying coin's distance from the target, in a time window before close, with presets named after how late they enter. On sports it trades per sport and league on price or game state. The presets are named bundles of those parameters.

The rest is research and plumbing. A wallet tracker and an unusual-activity feed, both with a Polymarket or Kalshi filter in the web app. A news and X feed matched to markets. A "bonds" page listing markets close to resolution whose leading side trades just under 1 USD, with the gap between price and payout annualised over the time left. A 30-day backtest of any address. A chart mini-app with an order book and the top 50 holders on crypto Up/Down markets. Take-profit, stop-loss, trailing and layered exits. Auto-redeem, auto-merge, parlays and a leverage screen.

Availability

Kreo's terms defer to the venues. The eligibility clause asks that you be 18, able to contract, and using the service only where that is lawful, and then says Kreo "does not permit access in jurisdictions where Polymarket or Kalshi are prohibited". The prohibited-use list includes circumventing platform restrictions. Kreo's Polymarket orders go to the international order book on Polygon, not to the CFTC-regulated US venue, so Polymarket's own blocklist binds, and it covers the United States, the United Kingdom and most of western Europe. The jurisdictions above are that venue's reach. The terms do not say how the Kalshi side checks who you are, or where.

There is no identity check at the bot. You log in with Telegram, a wallet is generated on first use, and nothing asks for a document. Card deposits go through Coinbase's on-ramp, a third party with its own terms.

The terms name no company and no governing law. They are signed "Kreo", last updated 15 March 2026, with admin@kreo.app as the only contact. Updates are announced in the Kreo support channel, and continued use counts as acceptance. There is no arbitration clause and no seat, which leaves a reader with no stated forum for a dispute.

Terms of Service read on 30 September 2026.

Pricing

Kreo charges its own fee on the same curve Polymarket uses. The fee page gives it per share as max(0.003, 0.07 × price × (1 − price)) in dollars. That is 1.75 cents a share at 50 cents, 1.31 cents at 25 or 75 cents and 0.63 cents at 10 or 90 cents. The 0.3-cent floor takes over below about 5 cents and above about 95 cents. The fields above carry 1.75%, which is 1.75 cents on the dollar a contract pays out at the midpoint.

It applies to buys and to sells, and the page does not exempt limit orders, so the maker field carries the same figure. Redemptions and claims pay a separate 0.3%.

This is on top of the venue, and the page does not say so. The fee page presents the curve as Kreo's own, and the cashback that rebates it is paid by Kreo. It does not mention Polymarket's fee. Every Kreo order lands on Polymarket's order book, where the venue's own taker fee applies to the same fill. On a crypto market Polymarket's coefficient is also 0.07, so a taker at 50 cents pays about 3.5 cents a share in total, which is 7% of what the share cost.

The floor bites on longshots. At a price of 1 cent the 0.3-cent floor is 30% of what the share cost. Copying a leader who buys deep out-of-the-money outcomes is where the fee matters most.

Cashback lowers it by volume. The rebate is 5% of fees paid from the first dollar, rising to 10%, 15%, 20% and 25% at 1,000, 2,000, 4,000 and 6,000 USD of lifetime volume, counted as buys plus sells. At the top tier the midpoint fee is about 1.31 cents a share.

What else pays. Referrers get 30% of their direct referrals' fees (35% at the top tier), 3% one level down and 2% at the third. Deposits start at 2 USD on most chains and 7 USD from Ethereum or Bitcoin. Bridged withdrawals to another chain have a 2 USD minimum.

Fee, cashback, referral and deposit pages read on 30 September 2026.

Markets & resolution

Polymarket markets are Polymarket's, settled in pUSD on Polygon and resolved by Polymarket's own process. Settlement reads crypto above because every Kreo wallet, the Kalshi one included, is funded and withdrawn in crypto; how a Kalshi position settles inside it is not documented. Kreo's terms disclaim responsibility for outcomes and settlement mechanisms on either venue.

Three features change what you hold. Auto-merge buys the opposite side of a position when both sides together cost less than a dollar and merges the pair back to cash. That removes the position before resolution, and the documented minimum margin is 0.1%. Parlays combine two or more legs into one position that pays only if every leg wins, and the documentation describes them for World Cup matches. Leverage lists markets with up to 10 times leverage and warns that a position can lose more than the initial deposit. Neither page says who takes the other side of a parlay or who lends against a leveraged position, and those are the questions a reader needs answered first.

Integrations

Privy creates and secures the wallets. Polymarket's infrastructure deploys the Safe. Coinbase handles card deposits, and a built-in bridge takes deposits from Ethereum, Base, Arbitrum, Solana, Bitcoin and Polygon tokens. The owner key exports through a companion "Kreo Hub" bot and imports into MetaMask or Phantom, where the same Polymarket positions are visible.

The web app connects to the Telegram account by an approval message in the bot, and the link expires after about a month. There is no public API, SDK, webhook or MCP server. The documentation site ships an OpenAPI reference slot, but the file behind it is the documentation platform's placeholder example, not a Kreo interface. A browser extension is listed as coming soon.

Limitations

"Non-custodial" answers who holds the key, not who can sign. The terms say Kreo does not control private keys, and the wallets are Privy-secured Safes you can export. A bot that copies a trade at 3am while your phone is off still has to be able to sign without you. The documents do not describe that delegation: what Kreo's servers are authorised to do with your Safe, whether it can be revoked, or what happens to a pending copy if Kreo disappears. Optional two-factor authentication guards withdrawals, not trading. The exported key is the owner key, which shows a different address from the trading wallet, and there is no seed phrase.

The name is crowded. Kreo's safety page says the team will never call or DM first or ask for a key, and spends most of its length on stopping Telegram spam calls, which suggests impersonators are a live problem. Several sites that rank for "Kreo" are not Kreo's. kreopoly.app looks like an official landing page, uses the product's name and carries a referral code on every bot link, and its fee answer (subscription and performance fees) contradicts the terms. Kreo's own properties are kreo.app, its hub and docs subdomains, and the @KreoPolyBot handle.

AI Match recommends whom to copy. It asks for your risk tolerance, markets, style, holding period and priorities, then returns wallet addresses with a one-tap button that starts copying them. The backtest labels an address "Recommended" or "Not Recommended" on its last 30 days, replayed with fills 2% worse each way. Neither names an outcome to buy, but a copy task buys whatever the chosen wallet buys, so what Kreo recommends is, in effect, a stream of trades. That is why the AI flag above reads recommendations. The decision to start a copy is still yours: nothing copies until you press the button, and the documentation's own tip is that past profitability does not carry forward. A 30-day window is one month of one address.

The leaders are paid by the fill. A wallet that other Kreo users copy earns 15% of the fees its followers' copies generate. That pays a leader for trading often and for being copied by many, not for the copies ending up in profit.

Copies fill later, and sometimes not at all. The leader's fill has moved the book by the time yours arrives, Polymarket's 1 USD minimum skips small proportional copies unless you round them up, and Kreo recommends muting notifications on busy wallets because Telegram rate-limits the bot.

Kalshi is a claim without a manual. The terms, the home page and the web filters name it, and the documentation describes it only as a separate wallet you fund on its own. No page explains how a Kalshi order is placed, whose account it lands in, or what identity check applies, and a reader who needs Kalshi should start from Kalshi's own card.

Alternatives

PolyCop is the closest match on the same venue: copy trading and unattended strategies from Telegram for a flat 0.5% of each trade, but from a wallet the company says in its terms that it holds. Polycool does copy trading as a phone app with a volume-tiered fee from 1% down to 0.5%. PolyWallet and OrcaLayer cover the wallet-watching half without routing your orders or taking a cut, and Convexly publishes its method for judging an address before you follow it.

Writing the copy logic yourself removes Kreo's fee and Kreo's access to the wallet together: Polymarket's own Python SDK, polymarket-client, or the cross-venue PMXT will place the orders, and the venue's fee is then the only one. A US reader wanting a venue that will open an account should look at Polymarket US or Kalshi.